We provide independent strategic advice for defined benefit, defined contribution, and liability-driven investing mandates — grounded in two decades of plan sponsor experience and backed by CFA, FSA, and MBA credentials.
We work where plan complexity demands genuine expertise — asset-liability management, investment governance, plan restructuring, and ERISA fiduciary oversight. Our work is analytically rigorous and delivered with institutional precision.
Comprehensive strategic advice for corporate and public pension plans navigating funding, investment, and risk management decisions.
Evidence-based guidance for sponsors seeking to optimize investment menus, participant outcomes, and plan design in an evolving regulatory landscape.
Sophisticated LDI program design and oversight, helping plans match assets to liabilities and navigate interest rate and credit risk with precision.
Independent fiduciary consulting under ERISA Sections 3(21) and 3(38) frameworks, supporting committees seeking documented, defensible governance.
Rigorous qualitative and quantitative manager evaluation across public and private markets — from initial screening through ongoing monitoring.
Strategic advice on plan design changes, benefit modifications, freeze decisions, and the transition from active to terminated vested status.
"Credentialed expertise that can withstand the rigors of deposition, cross-examination, and judicial scrutiny."
ERISA litigation often turns on whether a fiduciary's conduct met the standard of a prudent expert — a standard that requires genuine institutional knowledge. Zentrust Financial provides expert witness services and litigation support grounded in two decades of hands-on fiduciary practice. We are engaged by plaintiff and defense counsel across a range of ERISA disputes.
Every engagement begins with a clear understanding of objectives and ends with documented, defensible recommendations. No black boxes.
In-depth intake covering plan structure, governance, investment beliefs, risk budget, and specific advisory objectives.
Rigorous quantitative and qualitative analysis drawing on deep institutional experience and current market research.
Clear, prioritized recommendations presented to investment committees in accessible, documented formats.
Documentation, monitoring calendars, and ongoing oversight to ensure decisions are implemented and maintained with integrity.
We welcome inquiries from plan sponsors, investment committees, and ERISA counsel. Initial consultations are confidential and without obligation.
Zentrust Financial LLC is a registered investment adviser. This website is for informational purposes only and does not constitute investment, legal, or actuarial advice. Past performance is not indicative of future results. Please review our Form ADV for important disclosures.